Walk of Life Counseling is in-network with many major insurance carriers, including Wisconsin Medicaid and BadgerCare Plus. We also work with private pay clients. Below you will find current fee information, accepted insurance plans, payment methods, and policies. If you have questions about your specific coverage or costs, please contact me before scheduling. I am happy to help you understand your benefits.
Fees and Insurance
Walk of Life Counseling is in-network with the following insurance carriers. If your plan is listed here, you may be able to use your benefits to cover the cost of therapy. I recommend contacting your insurance provider before your first session to confirm your mental health benefits, deductible status, and any copay or coinsurance amounts.
Insurance is a complex course to navigate. Many insurance providers have hundreds or even thousands of plan names and types under a single corporation’s umbrella. If you do not see your carrier listed but might like to work with me, please feel free to contact me. It costs me nothing to check whether I'm in-network with your plan, and if I’m not, I might consider paneling with your plan.
Aetna
Anthem Blue Cross Blue Shield of Wisconsin
Anthem EAP
Ascension SmartHealth
BadgerCare
Carelon Behavioral Health
Cigna and Evernorth
Medicaid
Optum
UMR (when your plan uses UnitedHealthcare, Optum, or UBH behavioral health network)
UnitedHealthcare UHC | UBH
Insurance I Accept
If you are using insurance, your out-of-pocket cost will depend on your specific plan, deductible, copay, and/or coinsurance. Contact your insurance carrier or me before scheduling to ensure you understand your estimated costs.
My practice complies with the No Surprises Act. I make every effort to ensure you know your estimated out-of-pocket cost before scheduling an assessment or session; however, I cannot account for insurance-related operations.
The following rates apply to private pay clients:
Initial Intake and Assessment (60-90 minutes): $200
Individual Psychotherapy (53–60 minutes): $165
Group Therapy: $50 per member, per session
Group Psychoeducation: $25 per member, per session
Therapy Fee Schedule
Evaluation and Assessment
All evaluation and assessment services are generally private pay unless otherwise specified by your insurance carrier. Most court-ordered, probation-referred, and regulatory evaluations are not covered by insurance. All fees are reviewed and agreed upon before your appointment is confirmed. Payment is due at the time of service.
AODA / Substance Use Assessment: $475
Dual Diagnosis Assessment: $600
FAA Special Issuance Evaluation: $800–$1,200, with a $400 non-refundable retainer required to initiate file review and confirm your appointment. Final fee determined by case complexity, volume of records, and report requirements. Please contact me directly to discuss.
ESA Assessment: $175–$225, with a $75 non-refundable retainer
Report Addendum or Amendment: $150–$175
For complete information about the evaluation process, who I conduct evaluations for, and what each evaluation includes, please visit the Clinical Evaluations and Assessments page.
Payment Methods
Walk of Life Counseling accepts the following payment methods:
All major credit and debit cards
Flexible Spending Account (FSA)
Health Savings Account (HSA)
Payment is due at the time of service. For evaluation and assessment services, fees are reviewed and agreed upon before your appointment is confirmed.
Out-of-Network Benefits and Superbilling
If your insurance carrier is not listed among my accepted plans, you may still be able to receive partial reimbursement for therapy services through your plan's out-of-network benefits. Many PPO and some other plan types include out-of-network mental health benefits that allow you to see a provider outside their network and submit for reimbursement directly.
If you have out-of-network benefits, I can provide you with a superbill, which is a detailed receipt that includes the service codes, diagnosis codes, and provider information your insurance carrier needs to process your claim. You pay my full rate at the time of service and submit the superbill to your insurance for reimbursement in accordance with your plan's terms.
Before scheduling, I recommend contacting your insurance carrier and asking specifically whether you have out-of-network mental health benefits, what your out-of-network deductible is, and what percentage of the allowed amount your plan reimburses after the deductible is met.
I am happy to answer any questions about this process.
Good Faith Estimate
Under the No Surprises Act, if you are uninsured or if you are not using insurance for a particular service, you have the right to receive a Good Faith Estimate of expected costs for healthcare services, including mental health services.
If you are a self-pay client or choose not to use your insurance, I will provide you with a written Good Faith Estimate before your first appointment, outlining the expected cost of services. The estimate will include the service type, expected frequency, and anticipated cost per session based on your individualized treatment plan.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the charge.
For more information about your rights under the No Surprises Act, visit: https://cms.gov/nosurprises.
Questions About Fees or Coverage?
I am happy to answer questions about fees, insurance, superbilling, or whether Walk of Life Counseling is the right fit for you.
Reach out however feels most comfortable.