Making therapy accessible.
Insurance can be one of the biggest barriers to starting therapy. This information is here so you can understand your options before you have to ask.
If cost is a concern, please reach out. I'm happy to discuss what might be workable with my sliding fee scale.
Insurance
Plans I am currently in-network with.
If your plan is listed here, you may be able to use your benefits to cover the cost of therapy. I recommend contacting your insurance provider before your first session to confirm your mental health benefits, deductible status, and any copay or coinsurance amounts.
Insurance is more complex than it appears. Many carriers have hundreds of plan types under a single name. If you don't see your carrier listed, contact me - it costs nothing to check, and if I'm not currently in-network with your plan, I may consider paneling with it.
Therapy fees
Evaluation and assessment fees
Evaluation and assessment services are generally private pay. Most court-ordered, attorney-referred, probation-referred, occupational, and regulatory evaluations are not covered by insurance. Fees vary by referral question, record volume, assessment measures, collateral contacts, and report complexity. The final fee will be reviewed and agreed upon before any assessment work begins.
Out-of-network benefits
Not in my network? You may still have coverage.
If your insurance carrier is not listed, you may still be eligible for partial reimbursement under your plan's out-of-network benefits. Many PPO and some other plan types include out-of-network mental health benefits that allow you to see a provider outside their network and submit for reimbursement directly.
I can provide a superbill, a detailed receipt that includes the service codes, diagnosis codes, and provider information your insurance needs to process your claim. You pay my full rate at the time of service and submit the superbill to your insurer for reimbursement in accordance with your plan's terms.
I also offer specialized modalities, including EMDR, Brainspotting, Neurosomatic Psychotherapy, and Clinical Hypnosis, that many in-network providers do not. For some clients, going out-of-network is the only way to access this level of care.
Before scheduling, ask your insurer
Do I have out-of-network mental health benefits?
What is my out-of-network deductible, and has any of it been met?
What percentage of the allowed amount does my plan reimburse after the deductible?
Does my plan require prior authorization for out-of-network mental health services?
Payment methods
Payment is due at the time of service. For evaluation and assessment services, all fees are reviewed and agreed upon before your appointment is confirmed.
Good Faith Estimate
Under the No Surprises Act, if you are uninsured or not using insurance for a particular service, you have the right to receive a Good Faith Estimate of expected costs before your first appointment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you have the right to dispute the charge.
For more information about your rights under the No Surprises Act, visit cms.gov/nosurprises.
Questions about cost or coverage?
Reach out before scheduling. I'm happy to help you understand your options, check your coverage, or discuss what is workable.